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This program is designed to provide homeowners who are 62 years and older access to a portion of the equity in their primary residence. Due to the large amount of misinformation about this program, it continues to be one of the least understood and under utilized financial planning products available to seniors.
For some of the most common myths and misconceptions about reverse mortgages, click here.
The FHA/HUD Home Equity Recovery Mortgage (HECM) is, technically, a federally guaranteed, non-recourse,
reverse-amortization loan that requires no repayment as long as the home remains one's primary residence.
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Attention: Licensed Florida Affiliates:
Freedom Retirement Trust processes all reverse-mortgage
applications in-house, refers homeowners to authorized FHA reverse mortgage counselors, acquires FHA case numbers, orders certified FHA property appraisals, provides the public and our
affiliates with specific plan details. All our reverse-mortgage loan originators are screened and company employees of FRT.
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Let us send you a free FHA booklet explaining the federally-insured Home Equity Recovery Mortgage (HECM).
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By clicking on "Click Here to Submit" and providing my postal mailing address, email address, and/or phone number, I authorize a qualified representative of Freedom Retirement Trust to contact me. This authorization overrides, for this information only, any registration of any phone number on any federal, state or internal "do not call" list(s) owned by Freedom Retirement Trust or its affiliate.
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If the above form fails to work properly, or if you would like to confidentially discuss your own situation without obligation, please phone us toll-free at
1-800-998-2523
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